Any guess how much you’ll spend on healthcare costs in retirement?
A 2025 study by Fidelity puts the after-tax cost at about $330k for an average retired couple and $165k for a single person, excluding long-term care.
Did you know…
⚠️ The $330k and $165k estimates are after-tax and do not include long-term care.
⚠️ Healthcare costs have typically risen faster than the average rate of inflation, the Fidelity report showed.
⚠️ Costs can vary by medical conditions and where someone lives, so rules of thumb can miss.
A lot of people underestimate this line item, enough that if you haven’t included assumptions for it in your retirement strategy, you should.
It deserves an in-depth financial conversation.
#Retirement #HealthcareCosts #Medicare #Financial #WealthManagement #HSA
